Funeral Costs - What to Expect

Once you've contacted your life insurance company and filed a death claim, the life insurance company can begin a death claim.

Average Funeral Costs in the US

Funeral costs can vary greatly depending on the plans you wish to make for the service. Prices are not regulated and may vary, but most funerals average around $5,000.

Know Your Rights When Planning a Funeral

Under the Federal Trade Commission, Funeral homes are obligated by law to provide prices over the phone of all available services and options. Although you are undoubtedly pressed for time, you would be best served to call at least two funeral homes to compare prices. And be sure to compare package prices, not just individual funeral service prices. Most funeral homes should have separate price lists for general services, caskets, and outer burial containers. Only by using all three lists can you accurately evaluate the total costs and be able to compare prices. Also, funeral homes should provide an itemized statement of all the services you select and their fees -- before you sign an agreement.

Funerals on a Limited Budget

Most funeral homes can provide a dignified service within your budget. If the deceased's wishes were to have a simple, inexpensive burial, ask your funeral director about Immediate Burial or Direct Cremation. These are cost effective yet dignified ways to put a loved one to rest.

Final Funeral Arrangements

Before you sign any final agreement, figure out how much you can spend for the funeral arrangements. Then be firm about the amount - don't let guilt affect your decisions. If you need an objective point of view, ask a friend or family member to join you when you finalize the funeral plans.